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Personal Finance : Business & Finance

How to Remove a Defaulted Student Loan From My Credit Report

Federal student loans are in default after you fall 270 days behind on payments. Defaulted student loans remain on your credit history for seven years after they are paid off. The Department of Education lists three options for getting student loans out of default: loan repayment, loan consolidation

Budget Projects

Budgeting is a practice that could make you a millionaire. By identifying unnecessary costs, you can develop spending habits that will leave money in your account each month. You will also be able to identify, through balancing income and expenses, whether you need a higher paying job.

How to Find Discount Grocery Coupons

Discount grocery coupons are an effective way in saving money. Combining coupons with special deals offered by grocery stores can allow one to purchase food items at a discount or even free. We all are interested in saving money, so why not use coupons to help you meet your financial goals? Follo

All You Need to Know About Money

Today many people don't have even the basic understanding of personal finance. They don't know how to set up a budget, how to manage their money. The main reason behind this is that money management ...

What Is the Meaning of a Mortgage Reset?

A 30-year fixed-rate mortgage has the same interest rate and monthly payment for the life of the loan. Other mortgage types do not have that surety of future payments and rates. Homeowners with an adjustable-rate mortgage or balloon home loan should understand how their home loan resets.

Michigan Laws & Regulations Regarding Minor Savings Accounts

Opening a savings account for a minor can be a way to teach a child the importance of saving while promoting financial prudence at an early age. With a savings account, a child can save her allowance or money received from family and friends for special occasions. While establishing a savings accoun

Wills & Probate: An Inherent Part of Estate Planning

<p align="justify" style="font:Verdana;">Wills and probate are an intrinsic part of estate planning. Wills are utilized to support directives for how heritage dimension is to be circulated upondeath. Wills can also be utilized to show concealment ...

Housing Grants in Arizona

Money you don't have to pay back helps buy homes, stave off foreclosure, modify a house for special needs or pay for emergency repairs. These are the best known Arizona housing grants. The Arizona Department of Housing and U.S. Department of Housing and Urban Development (HUD) are joined by nonprofi

How to Determine the Value of Used Safes

A new safe can cost anywhere from $50 to many thousands of dollars. In good condition, a used high-end one will usually hold it's value well. Antique safes are highly collectible and rare models are worth many times their initial retail price. Generally, on a percentage basis, the more you spent in

Four ways to make your groceries go further

We often look at buying products cheaper, but over look the fact of getting the most out of our existing items. This is a shame as some really big savings can come from being more ...

Is Your House Made of Straw, Sticks or Bricks?

I'd like to discuss one of my favorite financial strategies for protecting your money from market volatility. It draws an analogy from the three houses featured in the story of the 3 Little Pigs. The ...

High School Theater Grants

Theater programs can be rich places for high schoolers to gain self-confidence and polish, as well as discover and develop acting abilities. Grants to support high school theater programs are designed to help programs at risk from closing because of budget shortfalls, and thereby to continue to prov

How to Be A Grocery Coupon Clipping Expert

Grocery Coupon Clipping Experts Know how to maximize their savings on food they purchase. They realize grocery coupons are free money! Coupon clipping was once the hobby of the devoted penny pincher. Now clipping coupons is a way for the average person to shop and save money on groceries. Here are t

What Is the Annual Salary of a Hematologist?

Hematologists are medical doctors who specialize in blood diseases such as AIDS or sickle cell anemia. They can work either in research or with patients. Hematologists are among the most highly paid physicians; those with lots of experience under their belt can make more than $600,000 per year. More

How to Make Money Recycling Plastic Detergent Bottles

Making money while recycling is like killing two birds with one stone: You get to make some extra cash while helping out the environment. Recycling has proven to earn some decent income for individuals who have the means to acquire enough recyclable material. There is a tax paid on each bottle and

Hendren Group Advise Clients on RBS Buyout

Hendren Group are advising clients on Royal bank of Scotland as W&G Investments Plc makes public their offer to buy branches. Hendren Group is a financial management and investment company dealing with investment methods and ...

How to Get a Visa or Mastercard With No Credit History

Not everyone has a credit history. Establishing a good credit record is increasingly important as you wish to make major purchases in the future. Your credit rating will dictate the types of rates and fees you may be required to pay on purchases such as homes, appliances and cars. Your ability to o

How to Compare Electric Rates in Houston

Electricity and power providers in Houston and all over Texas are not state-controlled. To the contrary, all providers are allowed to compete for your business by setting their rates. So it's paramount that you find the best provider for you.

How to Raise Money for a Desert Race Team

It's easy to find the racers: Spread the word about a planned desert competition on websites frequented by racers and fans, and it won't be long before they start coming out of the woodwork. However, investors aren't going to be coming out of the woodwork when you start looking for revenue. You'll

How to Fix Credit

Having poor credit can bar or hinder you from getting a good mortgage rate, new car or even a job. Reading this article will teach you how to fix your credit.